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About Us

Modern private banking services for the new generation1

Onyx offers a premium and exclusive banking1 membership service

Onyx is backed by:

Global Founders Capital
Y Combinator
Y Combinator
Y Combinator
Y Combinator
Goodwater Capital
Olive Tree Capital

A reimagined digital premium
banking service1

Onyx offers a premium and exclusive banking1 membership service

High Yield Cash Management

Spend

Save

5%-10%

on select brands

5%

USDC Deposit Account3 (coming soon)

3%

on subscriptions

0.49%

FDIC Insured Checking Account

2%

on ridesharing and food delivery

1%

on everything else

Earn when you spend and deposit

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Earn Onyx rewards with every purchase

2-10%

cashback

On special brands offers4

5%

cashback

On USDC deposits3 (coming soon)

3%

cashback

On digital subscriptions4

2%

cashback

On ridesharing & food delivery4

1%

cashback

On everything else4

Frictionless Money Movement

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Free Domestic & International Money Movement

Fast Same Day Money Movement

High-Limits Money Movement

Seamless Bill Pay

Premium & Personalized Customer Service

7 days a week customer service

Dedicated Relationship Manager

Fast response & resolution times

Payment & Bill Pay Concierge

24/7 365 Lifestyle Concierge

24/7 Concierge that doesn’t suck. Fully human but completely digital with personalization based on your preferences.

Lighting fast responses and resolutions

Book Travel, Dining, Experiences & Luxury Goods

Benefits access when booking through concierge

Personalized research & recommendations

Exclusive Member-Only Benefits6

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Hotel Benefits

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Dining Benefits

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Lounge Access

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Exclusive Product Offers

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Private Aviation Discounts

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Yacht Rentals Discounts

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Off-Market Villas Access

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Exclusive VIP Experiences

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Exclusive Events Benefits

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Wellness Discounts

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24/7/365 Lifestyle Concierge

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Best Rates & Rewards

Sign-up for the waitlist and be the first to get access7.

First come first serve basis. Invite your friends and move up8 on the waitlist if they also sign-up.