A credit card membership built for the new generation
Onyx is more than a credit card, it is a membership to an exclusive & meaningful life
Reimagining luxury with AI personalization of your black card membership experience
An exclusive membership personalized and curated for you that automates and anticipates your lifestyle needs and wants.
Backed & supported by:
A powerful lifestyle concierge at your fingertips
24/7 Concierge that doesn’t suck. Fully human but completely digital with personalization based on your preferences.
In-app chat with lighting fast responses and resolutions
Books your travel, dining, purchases, gifts and entertainment
Researches and recommends activities, products and travel
Plans a unique and memorable itinerary for your trip
Unlocks you access & benefits to exclusive events & experiences
Exclusive Member-Only Benefits²
Hotel Benefits
Dining Benefits
Lounge Access
Exclusive Product Offers
Preferential private aviation rates
Preferential yacht rental rates
Off-Market Villas Access
Exclusive VIP Experiences
Exclusive Events Benefits
Exclusive Community Access
24/7/365 Lifestyle Concierge
Best Rates & Rewards
Out of this world experiences
SWIM WITH ORCAS IN NORWAY
DINNER IN A PYRAMID
TRAIN WITH NINJAS IN JAPAN
EXPLORING THE ICELANDIC WILDS
WALK WITH PENGUINS
DESERT EXPERIENCE
OPERA IN THEATRE
HAVE A GALA DINNER
AN ADVENTURE OF A LIFETIME
TASTING EVENTS
BUCKET LIST EXPERIENCE IN ICE HOTEL
ADVENTURE FOR 2 IN THE ARTIC CIRCLE
UNIQUE FOUR-NIGHT LUXURY AFRICAN SAFARI
ZERO GRAVITY WEIGHTLESS FLIGHT ASTRONAUT TRAINING
BECOME A FIGHTER JET PILOT
Access to exclusive money can’t buy experiences and events
Exclusive Onyx community with member-only events
Connect with other Onyx members in-app and offline. Join a diverse community of high achievers and expand your network and self-growth.
Join a chapter in your area to participate in local and national events for personal and professional development
Meet current and future leaders who are intellectually curious, adventurous, warm, compassionate and highly engaged
Access to Onyx live and recorded workshops, events, and content library so you can learn and meet top thought leaders and influencers across a broad category of interests
Earn Onyx rewards with every purchase
Generous rewards tailored to your lifestyle⁴
Earn Onyx rewards with every purchase
5X
Purchases booked through our concierge
When you book flights and hotels directly with our concierge
4X
Digital services & Amazon
Tailored reward offers from top brands you love based on your preferences
3X
Dining
Rewards on all restaurants
2X
Everything else
Everything else that you purchase through Onyx card not in the above categories
Sign-up for the waitlist and be the first to get access⁵.
First come first serve basis. Invite your friends and move up⁶ on the waitlist if they also sign-up.