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About Us

A credit card membership built for the new generation

Onyx is more than a credit card, it is a membership to an exclusive & meaningful life

Reimagining luxury with AI personalization of your black card membership experience

An exclusive membership personalized and curated for you that automates and anticipates your lifestyle needs and wants.

Backed & supported by:

Y Combinator
Y Combinator
Y Combinator
Y Combinator

A powerful lifestyle concierge at your fingertips

24/7 Concierge that doesn’t suck. Fully human but completely digital with personalization based on your preferences.

In-app chat with lighting fast responses and resolutions

Books your travel, dining, purchases, gifts and entertainment

Researches and recommends activities, products and travel

Plans a unique and memorable itinerary for your trip

Unlocks you access & benefits to exclusive events & experiences

Exclusive Member-Only Benefits²

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Hotel Benefits

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Dining Benefits

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Lounge Access

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Exclusive Product Offers

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Preferential private aviation rates

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Preferential yacht rental rates

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Off-Market Villas Access

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Exclusive VIP Experiences

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Exclusive Events Benefits

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Exclusive Community Access

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24/7/365 Lifestyle Concierge

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Best Rates & Rewards

Out of this world experiences

Out of this world experiences

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SWIM WITH ORCAS IN NORWAY

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DINNER IN A PYRAMID

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TRAIN WITH NINJAS IN JAPAN

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EXPLORING THE ICELANDIC WILDS

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WALK WITH PENGUINS

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DESERT EXPERIENCE

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OPERA IN THEATRE

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HAVE A GALA DINNER

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AN ADVENTURE OF A LIFETIME

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TASTING EVENTS

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BUCKET LIST EXPERIENCE IN ICE HOTEL

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ADVENTURE FOR 2 IN THE ARTIC CIRCLE

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UNIQUE FOUR-NIGHT LUXURY AFRICAN SAFARI

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ZERO GRAVITY WEIGHTLESS FLIGHT ASTRONAUT TRAINING

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BECOME A FIGHTER JET PILOT

Access to exclusive money can’t buy experiences and events

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Exclusive Onyx community with member-only events

Connect with other Onyx members in-app and offline. Join a diverse community of high achievers and expand your network and self-growth.

Join a chapter in your area to participate in local and national events for personal and professional development

Meet current and future leaders who are intellectually curious, adventurous, warm, compassionate and highly engaged

Access to Onyx live and recorded workshops, events, and content library so you can learn and meet top thought leaders and influencers across a broad category of interests

Earn Onyx rewards with every purchase

Generous rewards tailored to your lifestyle⁴

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Earn Onyx rewards with every purchase

5X

Purchases booked through our concierge

When you book flights and hotels directly with our concierge

4X

Digital services & Amazon

Tailored reward offers from top brands you love based on your preferences

3X

Dining

Rewards on all restaurants

2X

Everything else

Everything else that you purchase through Onyx card not in the above categories

Sign-up for the waitlist and be the first to get access⁵.

First come first serve basis. Invite your friends and move up⁶ on the waitlist if they also sign-up.